Who we work with
Whether you're retiring soon, building a future for your family, or just want to feel in control, this is planning that starts with your life, not just your money.
We don’t work with everyone, and that’s a good thing.
You deserve a financial planner who really gets you.
Someone who takes the time, gives honest advice, and helps you build the life you want, not just sell you a product.
We work best with people who want proper planning, built around their goals.
Here’s who we’re a great fit for:
Professionals and senior executives
You’ve worked hard to build a successful career, but a high income doesn’t automatically mean long-term security. Without a clear financial roadmap, it’s hard to know if you’re making the best decisions with your money. You want to be tax-efficient, grow your wealth, and ensure every financial decision supports your future.
We help high-income professionals turn earnings into real financial security by optimising pensions, investments, and tax strategies. With the right structure in place, you can maximise your wealth and create the future you want.
Business owners & entrepreneurs
Running a business means managing more than just day-to-day operations, you need to balance personal and business wealth, extract profit tax-efficiently, and plan for the future. You want to know that your hard work is building financial security, whether you continue to grow, plan an exit, or pass the business on.
With over 20 years of business ownership experience, we understand these challenges. We help you structure finances efficiently, extract profit wisely, and build a long-term strategy, so your business success translates into lasting personal wealth.
People Enjoying retirement
You’ve spent years building your wealth, and now it’s time to make it work for you. But with so many choices, how to draw income, manage investments, and minimise tax, it’s hard to know if you're making the right decisions for a secure and fulfilling retirement.
We help you structure your finances efficiently, so your money is well-managed, your lifestyle is supported, and your plans can remain flexible. From investment strategies to tax planning, we create a clear roadmap to give you the confidence to enjoy life now and in the future.
The Financial Conduct Authority (FCA) does not regulate some aspects of cash flow, or tax planning
The value of Pensions and Investments and any income from them can fall as well as rise. You may not get back the full amount invested.
What our clients say
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"His attention to detail was exceptional, far better than any previous IFA we have previously encountered"
VouchedFor Review site
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It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more.
Quote Source
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It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more.
Quote Source
“I cannot think of anything Toby could have done better. His attention to detail was exceptional, far better than any previous IFA we have previously encountered ”
What our clients say
“I would highly recommend Toby as a professional, genuine and I’m sure he wouldn’t mind me saying financial geek. It feels as though I have acquired a friend along the way.”
“We weren’t happy with the service we were receiving from our previous advisor, I spoke with Toby he was so thorough and I felt he understood our needs and didn’t make us feel daft for asking questions”
If you would like to understand more about how we may be able to help you, please get in touch
☎ 01326 33 33 55
✉ toby@betterlifefp.co.uk
Or fill out our contact form
